(a) Liability establishedAny person who fails to comply with any provision of this subchapter with respect to any other person shall be liable to such person in an amount equal to the sum of the amounts determined under each of the following paragraphs:
(b) Factors to be considered in awarding punitive damagesIn determining the amount of any liability of any credit repair organization under subsection (a)(2), the court shall consider, among other relevant factors—
(Pub. L. 90–321, title IV, § 409, as added Pub. L. 104–208, div. A, title II, § 2451, Sept. 30, 1996, 110 Stat. 3009–459.)