42 U.S. Code § 12713. Eligibility under first-time homebuyer programs

(a) Eligibility of displaced homemakers and single parents for Federal assistance for first-time homebuyers
(1) Displaced homemakers

No individual who is a displaced homemaker may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while a homemaker, owned a home with his or her spouse or resided in a home owned by the spouse.

(2) Single parents

No individual who is a single parent may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while married, owned a home with his or her spouse or resided in a home owned by the spouse.

(b) DefinitionsFor purposes of this section:
(1) Displaced homemakerThe term “displaced homemaker means an individual who—
(A)
is an adult;
(B)
has not worked full-time, full-year in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family; and
(C)
is unemployed or underemployed and is experiencing difficulty in obtaining or upgrading employment.
(2) First-time homebuyer

The term “first-time homebuyer means an individual who has never, or has not during a specified period of time, had any present ownership interest in a principal residence.

(3) Single parentThe term “single parent means an individual who—
(A)
is unmarried or legally separated from a spouse; and
(B)
(i)
has 1 or more minor children for whom the individual has custody or joint custody; or
(ii)
is pregnant.
(c) Applicability

This section shall apply to any Federal program to assist first-time homebuyers, unless the program is exempted from this section by a statute that amends this subsection or explicitly refers to this subsection.

(Pub. L. 101–625, title IX, § 956, Nov. 28, 1990, 104 Stat. 4421.)
Codification

Section was enacted as part of title IX of the Cranston-Gonzalez National Affordable Housing Act, and not as part of title I of such Act which comprises this subchapter.