comprehensive insurance coverage

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Comprehensive insurance coverage is a type of auto insurance that covers most damages to the insured vehicle that do not occur in a collision. The covered damages usually include incidents like hail, theft, vandalism, tree branches falling, cracked windshields, etc. While states do not require comprehensive insurance, lenders usually require car loan owners to have comprehensive insurance because collision and liability insurance do not cover acts of God and other damages. 

[Last updated in June of 2021 by the Wex Definitions Team]