3 AAC 26.435 - Unfair or deceptive acts or practices on a military installation

An insurer or insurance producer engages in an unfair or deceptive act or practice if the insurer or insurance producer conducts on a military installation an in-person, face-to-face solicitation of life insurance for which the insurer or insurance producer

(1) knowingly solicits the purchase of a life insurance product door-to-door, or does not establish a specific appointment before each meeting with a prospective purchaser;

(2) solicits service members in a required group gathering;

(3) knowingly makes appointments with or solicits service members during the members' normally scheduled duty hours;

(4) makes appointments with or solicits service members in barracks, day rooms, unit areas, transient personnel housing, or other areas where the installation commander has prohibited solicitation;

(5) solicits the sale of life insurance without first obtaining permission from the installation commander or the commander's designee;

(6) posts unauthorized bulletins, notices, or advertisements;

(7) fails to present DD Form 2885, Personal Commercial Solicitation Evaluation, to solicited service members or encourages solicited service members not to complete or submit DD Form 2885;

(8) knowingly accepts an application for life insurance or issues a policy of life insurance on the life of an enlisted member of the United States armed forces without first obtaining and retaining in the insurer's or insurance producer's files a completed copy of any form required by regulations, directives, or rules of the United States Department of Defense or a branch of the United States armed forces that confirms that the applicant has received counseling or fulfilled any other similar requirement for the sale of life insurance;

(9) uses United States Department of Defense personnel to act as representatives or agents in an official or business capacity with respect to the solicitation or sale of life insurance to service members; or

(10) participates in a United States armed forces-sponsored education or orientation program.

Notes

3 AAC 26.435

Eff. 12/28/2008, Register 188

In 2010 the revisor of statutes, acting under AS 01.05.031, renumbered former AS 21.36.150 as AS 21.36.900. As of Register 196 (January 2011), the regulations attorney made a conforming technical revision under AS 44.62.125(b)(6), to the authority citation that follows 3 AAC 26.435, so that the citation to former AS 21.36.150 now refers to the renumbered statute, AS 21.36.900.

Authority:AS 21.06.090

AS 21.36.020

AS 21.36.030

AS 21.36.040

AS 21.36.050

AS 21.36.900