211 CMR 143.03 - Readability of the Required Disclosures
(1)
Readability of the Required Disclosures. No written
disclosure shall be presented unless:
(a) The
text achieves a minimum Flesch scale readability score of at least
50.
(b) It is printed, except for
the tables, in not less than a ten-point type, one point leaded.
(c) The style, arrangement and overall
appearance gives no undue prominence to any portion of the text of the written
disclosures.
(d) The organization
of the content of the written disclosure form is conducive to the clarity of
the form as well as enhances the clarity of the form.
(2)
The Flesch Scale Readability
Score. For the purposes of
211 CMR 143.00, a Flesch
scale readability score shall be measured as provided in M.G.L. c. 175, ยง
2B.
(a) For written disclosure forms
containing ten thousand words or less of text, the entire form shall be
analyzed. For written disclosure forms containing more than 10,000 words, the
readability of two separate 200 word samples per page may be analyzed in lieu
of the entire form. The samples shall be separated by at least 20 printed
lines.
(b) The number of words and
sentences in the text shall be counted. The total number of words shall be
divided by the total number of sentences. The figure obtained shall be
multiplied by a factor of 1.015.
(c) The total number of syllables shall be
counted and then divided by the total number of words. The figure obtained
shall be multiplied by a factor of 84.6.
(d) The sum of the figures computed under 211
CMR 143.03(2)(a) and (b) subtracted from 206.835 equals the Flesch scale
readability score to be used for the policy form.
Notes
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