N.H. Admin. Code § Lab 307.02 - Termination of Coverage

(a) A carrier shall provide the department with notice of termination when it seeks to terminate an employer's coverage. A carrier shall not file such notice if it cancels a particular insurance policy contract if coverage will continue under a subsequent contract.

(b) Coverage may be terminated only for the following reasons:

(1) The employer changes carriers;

(2) The employer goes out of business;

(3) The employer's business is sold;

(4) The employer has no employees;

(5) A premium payment is past due;

(6) At the request of carrier or agency; or

(7) The revocation of a carrier's voluntary acceptance.

(c) The carrier shall electronically provide the NCCI all necessary information to terminate coverage. The termination date shall be the last date on which coverage is in effect, subject to the minimum notice requirements of RSA 281-A:9.

(d) A Self-insured group terminating a member employer shall complete and file with the department a "Termination Notice" form WC-100 (10/1991), contained in appendix II to terminate coverage. The termination date shall be the last date on which coverage is in effect, subject to minimum notice requirements of RSA 281-A:9. If the self-insured group reinstates the member employer without a lapse after filing a form WC-100, then the group shall notify the department by completing and filing "Reinstatement Notice" form WC-100R (9/2015), contained in Appendix II.

(e) If the carrier or self-insured is merely canceling and rewriting a policy but coverage is not being affected, no termination of coverage notice shall be required.

(f) If, however, the carrier decides to continue coverage with no lapse after sending a notice of termination pursuant to Lab 307.02(b) then the carrier shall file with the NCCI all necessary information and the coverage will be considered reinstated. Reinstatement of coverage shall be the renewal of coverage or continuation of coverage by the same carrier without a lapse in coverage.

(g) Upon the department's receipt of a cancellation of coverage and in the absence of new or renewed coverage, the department shall contact the employer in writing to confirm receipt of the termination notice and reasons given by the carrier.

(h) Failure to accurately and fully complete "Termination Notice" form WC-100 (10/1991) contained in appendix II shall invalidate the filling, and coverage shall remain in effect pending proper filing of the notice.

Notes

N.H. Admin. Code § Lab 307.02

(See Revision Note at part heading for Lab 307) #4854, eff 6-29-90; ss by #5235, eff 9-27-91, EXPIRED: 9-27-97

New. #6631, INTERIM, eff 11-16-97, EXPIRED: 3-16-98

New. #6806, eff 7-18-98; ss by #8682, INTERIM, eff 7-15-06, EXPIRED: 1-11-07

New. #9019, eff 11-1-07

Amended by, Volume XXXVI Number 14, Filed April 7, 2016, Proposed by #11065, Effective 4/1/2016, Expires 4/1/2026.