Chapter I - GENERAL REGULATIONS OF THE SUPERINTENDENT

  1. Part 1 - Banking Board: Selection Of Candidates With Banking Experience (§ 1.1 to 1.2)
  2. Part 2 - Banking Board: Procedure In Removal Proceedings (§ 2.1 to 2.14)
  3. Part 3 - False Reporting (§ 3.1 to 3.3)
  4. Part 4 - Maximum Interest Rate On Certain Loans (§ 4.1 to 4.7)
  5. Part 5 - Internal And External Audits At Branches And Agencies Of Foreign Banking Corporations (§ 5.1 to 5.7)
  6. Part 6 - Additional Authority Of Banks, Trust Companies, Savings Banks And Savings And Loan Associations Pursuant To Banking Law, Sections 14-g And 14-h (§ 6.1 to 6.10)
  7. Part 7 - Superintendent's Regulations: Information Subject to Confidential Treatment Under Section 36.10 of The Banking Law (§ 7.1 to 7.2)
  8. Part 8 - Banking Development Districts (§ 8.1 to 8.6)
  9. Part 9 - Basic Banking Accounts (§ 9.1 to 9.8)
  10. Part 10 - Payment Of Interest On Mortgage Escrow Accounts And Insurance Draft Escrow Accounts (§ 10.1 to 10.2)
  11. Part 11 - Insider Transactions (§ 11.1 to 11.9)
  12. Part 12 - Acquisition Of Residences And Similar Facilities By Banks And Trust Companies (§ 12.1 to 12.4)
  13. Part 13 - Depositor Savings Information ("truth-in-savings") (§ 13.1 to 13.7)
  14. Part 14 - Investments In Corporations By Banks And Trust Companies (§ 14.1 to 14.5)
  15. Part 15 - Joint Deposits And Shares; Convenience Deposits And Shares (§ 15.1 to 15.4)
  16. Part 16 - Certain Mergers And Acquisitions Of Assets Involving Banking Institutions (§ 16.1 to 16.4)
  17. Part 17 - Repealed
  18. Part 18 - Repealed
  19. Part 19 - International Banking Facilities (§ 19.1 to 19.4)
  20. Part 20 - Repealed
  21. Part 21 - Reserves Against Commercial Bank Deposits (§ 21.1 to 21.6)
  22. Part 22 - Common Trust Funds (§ 22.1 to 22.200)
  23. Part 23 - Call Reports (§ 23.1 to 23.4)
  24. Part 24 - Annual Financial Statements Of Commercial Banks, Trust Companies, Stock Form Savings Banks And Stock Form Savings And Loans (§ 24.1 to 24.13)
  25. Part 25 - Meetings Of Stockholders Of Certain Commercial Banks (§ 25.1 to 25.4)
  26. Part 26 - Stock Options
  27. Part 27 - Capital Notes And Debentures As Capital Stock (§ 27.1 to 27.4)
  28. Part 28 - Implementation Of Banking Law, Section 103 (§ 28.1 to 28.6)
  29. Part 29 - Declaration Of Dividends (§ 29.1 to 29.6)
  30. Part 30 - Insiders' Reports (§ 30.1 to 30.4)
  31. Part 31 - Investments Of Banks Or Trust Companies In Certain Corporations (§ 31.1 to 31.13)
  32. Part 32 - Maximum Charges For Payments Made Against Insufficient Funds, Uncollected Balances And Return Items; Certain Disclosures (§ 32.1 to 32.4)
  33. Part 33 - Variable Rate Closed-end Personal Loans (§ 33.1 to 33.8)
  34. Part 34 - Availability Of Funds For Items Deposited For Collection (§ 34.1 to 34.6)
  35. Part 36 - Investments By Banks Or Trust Companies In Investment Companies (§ 36.1 to 36.2)
  36. Part 37 - Real Estate Equity Investments In Community Development Projects (§ 37.1 to 37.2)
  37. Part 38 - Definitions Of Terms; Advertising; Application And Commitment Disclosures And Procedures; Improper Conduct Under Article 12-d (§ 38.1 to 38.13)
  38. Part 39 - Exempt Organizations; Subsidiaries Of Exempt Organizations; Exempt Mortgage Products (§ 39.1 to 39.5)
  39. Part 41 - Restrictions And Limitations On High Cost Home Loans (§ 41.1 to 41.11)
  40. Part 42 - Subprime Home Loans-thresholds (§ 42.1 to 42.3)
  41. Part 43 - Subprime Home Loans - Meaning Of Terms (§ 43.1 to 43.2)
  42. Part 50 - Mutual Trust Investment Companies
  43. Part 51 - Pledge Of Assets By Foreign Banking Corporations In New York (§ 51.1 to 51.4)
  44. Part 52 - Maintenance Of Assets By Licensed Foreign Banks In New York (§ 52.1 to 52.2)
  45. Part 59 - Designation Of Rating Services (§ 59.1)
  46. Part 60 - Additions To Legal List (§ 60.1)
  47. Part 61 - Designations Under Banking Law Section 235 (§ 61.1 to 61.2)
  48. Part 62 - Investments In Housing And Urban Development Projects (§ 62.1 to 62.3)
  49. Part 63 - Investments In Savings Banks Trust Company And Other Savings Banks Service Agencies (§ 63.1 to 63.8)
  50. Part 64 - Repealed
  51. Part 65 - Agreements To Limit Personal Liability On Insured Mortgages (§ 65.1)
  52. Part 66 - Reciprocal Interstate Acquisitions Of Savings And Loan Associations (§ 66.1 to 66.5)
  53. Part 67 - Payment Of Interest On Day Of Deposit-day Of Withdrawal Accounts In Savings Banks And State-chartered Savings And Loan Associations (§ 67.1 to 67.2)
  54. Part 68 - Investments In Savings And Loan Service Agencies (§ 68.1 to 68.5)
  55. Part 69 - Mandatory Transfers To Surplus For Thrift Institutions Pursuant To Banking Law, Sections 244(3) And 387(1) (§ 69.1 to 69.2)
  56. Part 70 - Interlocking Directors And Officers Of Banking Organizations And Bank Holding Companies (§ 70.1 to 70.2)
  57. Part 71 - Issuance Of Subordinated Securities By Savings Banks And Savings And Loan Associations (§ 71.1 to 71.6)
  58. Part 72 - Investments In Certificates Of Deposit Of Banking Corporations (§ 72.1 to 72.2)
  59. Part 73 - Electronic Facilities (§ 73.1 to 73.10)
  60. Part 74 - Repealed
  61. Part 75 - Credit Card Issuance By Credit Unions (§ 75.1)
  62. Part 76 - Compliance With Community Reinvestment Act Requirements (§ 76.1 to 76.16)
  63. Part 77 - Investments In Commercial, Corporate And Business Loans By Savings Banks And Savings And Loan Associations; Leasing Transactions; Letters Of Credit (§ 77.1 to 77.8 to 77.9)
  64. Part 78 - Personal Loan Departments Of Savings Banks And Savings And Loan Associations (§ 78.1 to 78.4)
  65. Part 79 - Reverse Mortgage Loans (§ 79.1 to 79.15)
  66. Part 80 - Investment In Junior Lien Mortgage Loans By Commercial Banks, Savings Banks, Credit Unions, Mortgage Bankers And Savings And Loan Associations (§ 80.1 to 80.13)
  67. Part 81 - Issuance Of Large-denomination Obligations By Licensed Agencies Of Foreign Banks (§ 81.1 to 81.3)
  68. Part 82 - Alternative Mortgage Instruments (§ 82.1 to 82.10)
  69. Part 83 - Shared Appreciation Mortgage Modification (§ 83.1 to 83.11)
  70. Part 84 - Certain Mortgage Loans (§ 84.1 to 84.5)
  71. Part 85 - Investment In Service Corporations By Savings Banks And Savings And Loan Associations (§ 85.1 to 85.7)
  72. Part 86 - Organization And Operation Of Stock-form Savings Banks And Savings And Loan Associations (§ 86.1 to 86.15)
  73. Part 87 - Conversion Of Mutual And Stock-form Federal Savings Banks And Stock-form Federal Savings And Loan Associations To State Charter (§ 87.1 to 87.3)
  74. Part 88 - Repealed
  75. Part 89 - Alternative Investments In Debt And Equity Securities By Savings Banks And Savings And Loan Associations (§ 89.1 to 89.6)
  76. Part 90 - Variable Rate Open-end Accounts Established By Lending Institutions (§ 90.1 to 90.6)
  77. Part 91 - Variable Rate Retail Instalment Credit Agreements Established By Retail Sellers (§ 91.1 to 91.5)
  78. Part 92 - Variable Rate Closed-end Retail Instalment Contracts And Obligations Entered Into By Retail Sellers (§ 92.1 to 92.8)
  79. Part 93 - Borrowings By Savings Banks (§ 93.1)
  80. Part 94 - Borrowings By Savings And Loan Associations (§ 94.1 to 94.2)
  81. Part 95 - Borrowings By Credit Unions (§ 95.1 to 95.2)
  82. Part 96 - Lending Limits For Credit Unions (§ 96.1 to 96.6)
  83. Part 97 - Investment In Credit Union Organizations (§ 97.1 to 97.8)
  84. Part 100 - Personal Property Leasing Activities Of Banks And Trust Companies (§ 100.1 to 100.3)
  85. Part 101 - Repealed
  86. Part 102 - Repealed
  87. Part 103 - Repealed
  88. Part 104 - Repealed
  89. Part 105 - Repealed
  90. Part 106 - Reserved
  91. Part 111 - Mutual Holding Companies (§ 111.1 to 111.8)
  92. Part 112 - Investments Of Savings Banks In The Federal Home Loan Bank Of New York (§ 112.1)
  93. Part 113 - Repealed
  94. Part 114 - Supervision And Regulation Of Article Xii Investment Company Holding Companies And Their Subsidiaries For Purposes Of The European Union Financial Conglomerates Directive (§ 114.1 to 114.5)
  95. Part 115 - Anti-money Laundering Programs For Applications For Charters, Acquisitions And Mergers And Changes Of Control (§ 115.1 to 115.4)
  96. Part 116 - Maintenance Of Anti-money Laundering Compliance Programs By Banking Organizations And Foreign Banking Corporations Licensed To Maintain A Branch Or Agency (§ 116.1 to 116.3)
  97. Part 117 - LENDING LIMITS: INCLUSION OF CREDIT EXPOSURES ARISING FROM DERIVATIVE TRANSACTIONS (§ 117.1 to 117.8)
  98. Part 119 - Emergency Relief For New Yorkers Who Can Demonstrate Financial Hardship As A Result Of Covid-19 (§ 119.1 to 119.3)

State regulations are updated quarterly; we currently have two versions available. Below is a comparison between our most recent version and the prior quarterly release. More comparison features will be added as we have more versions to compare.

No prior version found.