Not later than 12 months after July 30, 2008, the Director shall submit to Congress a final report regarding the results of the study required by this section, which shall include any recommended legislation relating to the study, and recommendations for best practices and for a process to provide targeted assistance to populations with the highest risk of potential default or foreclosure.
12 U.S. Code § 5116. Study and reports on defaults and foreclosures
(a) Study required
(b) Preliminary report to Congress
(c) Final report to Congress