Every consumer reporting agency shall maintain reasonable procedures designed to avoid violations of section 1681c of this title and to limit the furnishing of consumer reports to the purposes listed under section 1681b of this title. These procedures shall require that prospective users of the information identify themselves, certify the purposes for which the information is sought, and certify that the information will be used for no other purpose. Every consumer reporting agency shall make a reasonable effort to verify the identity of a new prospective user and the uses certified by such prospective user prior to furnishing such user a consumer report. No consumer reporting agency may furnish a consumer report to any person if it has reasonable grounds for believing that the consumer report will not be used for a purpose listed in section 1681b of this title.
15 U.S. Code § 1681e. Compliance procedures
Section 1681b(b)(4) of this title, referred to in subsec. (e)(3)(A), was subsequently amended, and section 1681b(b)(4)(E) no longer defines the term “classified information”. However, such term is defined elsewhere in that section.
1997—Subsec. (e)(3). Pub. L. 105–107 added par. (3).
1996—Subsecs. (c) to (e). Pub. L. 104–208 added subsecs. (c) to (e).
Amendment by Pub. L. 105–107 effective as if included in chapter 1 of subtitle D of the Economic Growth and Regulatory Paperwork Reduction Act of 1996, Pub. L. 104–208, as of Sept. 30, 1996, see section 311(c) of Pub. L. 105–107, set out as a note under section 1681b of this title.
 See References in Text note below.
- Bank and Savings Association Holding Company and Depository Institution Regulatory Improvements Act of 2010
- Departments of Commerce, Justice, and State, the Judiciary, and Related Agencies Appropriations Act, 1997
- Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, 1997