15 U.S. Code § 1681a. Definitions; rules of construction
Pub. L. 115–174, title III, § 302(b)(1), (e), May 24, 2018, 132 Stat. 1333, 1335, provided that, effective 1 year after May 24, 2018, this section is amended by adding at the end the following new subsections:
(z) Veteran.—The term “veteran” has the meaning given the term in section 101 of title 38.
(aa) Veteran’s Medical Debt.—The term “veteran’s medical debt”—
(1) means a medical collection debt of a veteran owed to a non-Department of Veterans Affairs health care provider that was submitted to the Department for payment for health care authorized by the Department of Veterans Affairs; and
(2) includes medical collection debt that the Department of Veterans Affairs has wrongfully charged a veteran.
See 2018 Amendment note below.
The Sarbanes-Oxley Act of 2002, referred to in subsec. (y)(3), is Pub. L. 107–204, July 30, 2002, 116 Stat. 745. Title I of the Act is classified principally to subchapter I (§ 7211 et seq.) of chapter 98 of this title. For complete classification of this Act to the Code, see Short Title note set out under section 7201 of this title and Tables.
2018—Subsecs. (z), (aa). Pub. L. 115–174 added subsecs. (z) and (aa).
Subsecs. (w) to (y). Pub. L. 111–203, § 1088(a)(1), added subsec. (w) and redesignated former subsecs. (w) and (x) as (x) and (y), respectively.
Subsec. (d)(2)(D). Pub. L. 108–159, § 611(b), inserted “or (x)” after “subsection (o)”.
Subsec. (d)(3). Pub. L. 108–159, § 411(b)(2), added par. (3).
Subsec. (i). Pub. L. 108–159, § 411(c), inserted heading and amended text of subsec. (i) generally. Prior to amendment, text read as follows: “The term ‘medical information’ means information or records obtained, with the consent of the individual to whom it relates, from licensed physicians or medical practitioners, hospitals, clinics, or other medical or medically related facilities.”
Subsecs. (q) to (w). Pub. L. 108–159, § 111, added subsecs. (q) to (w).
Subsec. (x). Pub. L. 108–159, § 611(a), added subsec. (x).
Subsec. (o)(1). Pub. L. 105–347, § 6(2), substituted “(d)(2)(D)” for “(d)(2)(E)”.
Subsec. (o)(4). Pub. L. 105–347, § 6(3), substituted “and” for “or” at end.
1996—Subsec. (d). Pub. L. 104–208, § 2402(e), inserted subsec. heading, designated existing provisions as par. (1) and inserted heading, redesignated cls. (1) to (3) as subpars. (A) to (C), respectively, added par. (2), and struck out at end “The term does not include (A) any report containing information solely as to transactions or experiences between the consumer and the person making the report; (B) any authorization or approval of a specific extension of credit directly or indirectly by the issuer of a credit card or similar device; or (C) any report in which a person who has been requested by a third party to make a specific extension of credit directly or indirectly to a consumer conveys his decision with respect to such request, if the third party advises the consumer of the name and address of the person to whom the request was made and such person makes the disclosures to the consumer required under section 1681m of this title.”
Subsec. (k). Pub. L. 104–208, § 2402(a), added subsec. (k).
Subsec. (l). Pub. L. 104–208, § 2402(b), added subsec. (l).
Subsec. (m). Pub. L. 104–208, § 2402(c), added subsec. (m).
Subsec. (n). Pub. L. 104–208, § 2402(d), added subsec. (n).
Subsec. (o). Pub. L. 104–208, § 2402(f), added subsec. (o).
Subsec. (p). Pub. L. 104–208, § 2402(g), added subsec. (p).
1992—Subsec. (j). Pub. L. 102–537 added subsec. (j).
Amendment by Pub. L. 108–159 subject to joint regulations establishing effective dates as prescribed by Federal Reserve Board and Federal Trade Commission, except as otherwise provided, see section 3 of Pub. L. 108–159, set out as a note under section 1681 of this title.
Section effective upon the expiration of one hundred and eighty days following Oct. 26, 1970, see section 504(d) of Pub. L. 90–321, as added by Pub. L. 91–508, set out as a note under section 1681 of this title.
 See References in Text note below.
 So in original. The period probably should be “; and”.
 So in original.
- Bank and Savings Association Holding Company and Depository Institution Regulatory Improvements Act of 2010
- Departments of Commerce, Justice, and State, the Judiciary, and Related Agencies Appropriations Act, 1997
- Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, 1997