Chapter 39 - LONG-TERM CARE INSURANCE

  1. Rule 191-39.1 - Purpose
  2. Rule 191-39.2 - Authority
  3. Rule 191-39.3 - Applicability and scope
  4. Rule 191-39.4 - Definitions
  5. Rule 191-39.5 - Policy definitions
  6. Rule 191-39.6 - Policy practices and provisions
  7. Rule 191-39.7 - Required disclosure provisions
  8. Rule 191-39.8 - Prohibition against postclaims underwriting
  9. Rule 191-39.9 - Minimum standards for home health care benefits in long-term care insurance policies
  10. Rule 191-39.10 - Requirement to offer inflation protection
  11. Rule 191-39.11 - Requirements for application forms and replacement coverage
  12. Rule 191-39.12 - Reserve standards
  13. Rule 191-39.13 - Loss ratio
  14. Rule 191-39.14 - Filing requirement
  15. Rule 191-39.15 - Standards for marketing
  16. Rule 191-39.16 - Suitability
  17. Rule 191-39.17 - Prohibition against preexisting conditions and probationary periods in replacement policies or certificates
  18. Rule 191-39.18 - Standard format outline of coverage
  19. Rule 191-39.19 - Requirement to deliver shopper's guide
  20. Rule 191-39.20 - Policy summary and delivery of life insurance policies with long-term care riders
  21. Rule 191-39.21 - Reporting requirement for long-term care benefits funded through life insurance by acceleration of the death benefit
  22. Rule 191-39.22 - Unintentional lapse
  23. Rule 191-39.23 - Denial of claims
  24. Rule 191-39.24 - Incontestability period
  25. Rule 191-39.25 - Required disclosure of rating practices to consumers
  26. Rule 191-39.26 - Initial filing requirements
  27. Rule 191-39.27 - Reporting requirements
  28. Rule 191-39.28 - Premium rate schedule increases
  29. Rule 191-39.29 - Nonforfeiture
  30. Rule 191-39.30 - Standards for benefit triggers
  31. Rule 191-39.31 - Additional standards for benefit triggers for qualified long-term care insurance contracts
  32. Rule 191-39.32 - Penalties
  33. Rule 191-39.33 - Notice of cancellation, nonrenewal or termination of long-term care insurance
  34. Rule 191-39.34 - Reserved
  35. Rule 191-39.35 - Reserved
  36. Rule 191-39.36 - Reserved
  37. Rule 191-39.37 - Reserved
  38. Rule 191-39.38 - Reserved
  39. Rule 191-39.39 - Reserved
  40. Rule 191-39.40 - Reserved
  41. Rule 191-39.41 - Purpose
  42. Rule 191-39.42 - Effective date
  43. Rule 191-39.43 - Definitions
  44. Rule 191-39.44 - Notice of benefit trigger determination and content
  45. Rule 191-39.45 - Notice of internal appeal decision and right to independent review
  46. Rule 191-39.46 - Independent review request
  47. Rule 191-39.47 - Certification process
  48. Rule 191-39.48 - Selection of independent review entity
  49. Rule 191-39.49 - Independent review process
  50. Rule 191-39.50 - Decision notification
  51. Rule 191-39.51 - Insurer information
  52. Rule 191-39.52 - Certification of independent review entity
  53. Rule 191-39.53 - Additional requirements
  54. Rule 191-39.54 - Toll-free telephone number
  55. Rule 191-39.55 - Division application and reports
  56. Rule 191-39.56 - Reserved
  57. Rule 191-39.57 - Reserved
  58. Rule 191-39.58 - Reserved
  59. Rule 191-39.59 - Reserved
  60. Rule 191-39.60 - Reserved
  61. Rule 191-39.61 - Reserved
  62. Rule 191-39.62 - Reserved
  63. Rule 191-39.63 - Reserved
  64. Rule 191-39.64 - Reserved
  65. Rule 191-39.65 - Reserved
  66. Rule 191-39.66 - Reserved
  67. Rule 191-39.67 - Reserved
  68. Rule 191-39.68 - Reserved
  69. Rule 191-39.69 - Reserved
  70. Rule 191-39.70 - Reserved
  71. Rule 191-39.71 - Reserved
  72. Rule 191-39.72 - Reserved
  73. Rule 191-39.73 - Reserved
  74. Rule 191-39.74 - Reserved
  75. Rule 191-39.75 - Purpose
  76. Rule 191-39.76 - Effective date
  77. Rule 191-39.77 - Definitions
  78. Rule 191-39.78 - Eligibility
  79. Rule 191-39.79 - Discontinuance of partnership program
  80. Rule 191-39.80 - Required disclosures
  81. Rule 191-39.81 - Form filings
  82. Rule 191-39.82 - Exchanges
  83. Rule 191-39.83 - Required policy terms and disclosures
  84. Rule 191-39.84 - Standards for marketing and suitability
  85. Rule 191-39.85 - Required reports

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