12 U.S. Code § 2903 - Financial institutions; evaluation
In assessing and taking into account, under subsection (a), the record of a nonminority-owned and nonwomen-owned financial institution, the appropriate Federal financial supervisory agency may consider as a factor capital investment, loan participation, and other ventures undertaken by the institution in cooperation with minority- and women-owned financial institutions and low-income credit unions provided that these activities help meet the credit needs of local communities in which such institutions and credit unions are chartered.
The terms “bank holding company” and “financial holding company” have the meanings given those terms in section 1841 of this title.
The term “insured depository institution” has the meaning given the term in section 1813(c) of this title.
In assessing and taking into account, under subsection (a), the record of a financial institution, the appropriate Federal financial supervisory agency shall consider, as a factor, low-cost education loans provided by the financial institution to low-income borrowers.
 See References in Text note below.
Section 1843(l)(1)(C) of this title, referred to in subsec. (c)(1)(A), (2), was redesignated section 1843(l)(1)(D) of this title by Pub. L. 111–203, title VI, § 606(a)(2), July 21, 2010, 124 Stat. 1607.
2008—Subsec. (d). Pub. L. 110–315 added subsec. (d).
1999—Subsec. (c). Pub. L. 106–102 added subsec. (c).
1992—Pub. L. 102–550 designated existing provisions as subsec. (a), inserted heading, and added subsec. (b).
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