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Dodd-Frank: Title XIII - Pay It Back Act



Title XIII, commonly known as the “Pay It Back Act” (the “Act”), amends the Emergency Economic Stabilization Act of 2008 (the “EESA”) by decreasing the Secretary of the Treasury’s (the “Secretary”) authority to purchase distressed assets under the Troubled Asset Relief Program (“TARP”) from $700 billio

Dodd-Frank: Title VI - Improvements to Regulation of Bank and Savings Association Holding Companies and Depository Institutions



Title VI provides for heightened regulation of bank holding companies (BHCs), savings and loan holding companies (SLHCs), and depository institutions to ensure that these institutions do not threaten the United States’ financial stability.

Dodd-Frank: Title III - Transfer of Powers to the Comptroller of the Currency, the Corporation, and the Board of Governors



Title III streamlines the supervision of depository institutions and their holding companies by abolishing the Office of Thrift Supervision (OTS) and transferring its regulatory and rulemaking authority to the Office of the Comptroller of the Currency (OCC), Federal Deposit Insurance Corporation (FDIC), and


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