Terms Defined within the Dodd-Frank Act
Title I:
- Financial Institution: 12 U.S.C. § 5462(5).
Nonbank Financial Company: 12 U.S.C. § 5311(a)(4)(B).
Bank Holding Company: 12 U.S.C. § 1841(a)(1).
Title II:
- Financial Institution: 12 U.S.C. § 5462(5).
- Bridge Financial Organization: 12 U.S.C. § 5381(a)(3).
- Broker: 15 U.S.C. § 78c(a)(4).
- Dealer: 15 U.S.C. § 78c(a)(5).
Title III:
- Savings Association: 12 U.S.C. § 1813(b).
- Non-interest Bearing Transaction Account: 12 C.F.R. § 370.2(h)
Title IV:
- Investment Adviser 15 U.S.C. § 80b-2(a)(11).
- Accredited Investor: 17 C.F.R. § 230.215.
- Investment Company: 15 U.S.C. § 80a-3.
- Venture Capital Fund: still waiting to be defined under 15 U.S.C. § 80a-3(l).
- Intrastate Adviser: 15 U.S.C. § 80a-3(b)(1).
Title V:
Non-admitted Insurance: 15 U.S.C. § 8206(9).
Nonbank Financial Company: 12 U.S.C. § 5311(a)(4)(B).
Premium Tax: 15 U.S.C. § 8206(12).
Reinsurance: 15 U.S.C. § 8206(14).
State of Domicile: 15 U.S.C. § 8223(2).
Surplus Lines Broker: 15 U.S.C. § 8206(15).
Title VI:
Bank Holding Company: 12 U.S.C. § 1841(a)(1).
Savings and Loan Holding Company: 12 U.S.C. § 1467a(a)(1)(D).
Proprietary Trading: 12 U.S.C. § 1851(b)(4).
Depository Institution: 12 U.S.C. § 1813(c)(1).
Financial Holding Company: 12 U.S.C. § 1841(p).
Derivative Transaction: 12 U.S.C. § 84(b)(3)
Repurchase Agreement/Reverse Repurchase Agreement: 12 U.S.C. § 5390(v)
Banking Entity: 12 U.S.C. § 1851(h)(1)
Nonbank Financial Company: 12 U.S.C. § 5311(a)(4)(B).
Interest-Bearing Transaction Account:
Title VII:
- Eligible Contract Participant: 7 U.S.C. § 1a(18)
- Foreign Exchange Swap: 7 U.S.C. § 1a(25).
- Major Swap Participant: 7 U.S.C. § 1a(33).
- Swap: 7 U.S.C. § 1a(47).
- Security-Based Swap: 15 U.S.C. § 78c(a)(68).
- Swap Dealer: 7 U.S.C. § 1a(49).
- Security-Based Swap Dealer: 7 U.S.C. § 1a(43).
- Major Security-Based Swap Participant: 7 U.S.C. § 1a(32).
- Security-Based Swap Agreement: 15 U.S.C. § 78c(a)(78)
- Designated Contract Market: 7 U.S.C. § 7(d).
- Swap Data Repository: 7 U.S.C. § 1a(48).
- Security-Based Swap Data Repository: 15 U.S.C. § 78c(a)(75)
Title VIII:
- Financial Market Utility: 12 U.S.C. § 5462(6).
- Security-Based Swap: 15 U.S.C. § 78c(a)(68).
- Financial Institution: 12 U.S.C. § 5462(5).
Title IX:
- Federal banking agency: 15 U.S.C. § 5301(10).
- Originator: 15 U.S.C. § 78o-11(a)(4).
- Qualified Residential Mortgage: 15 U.S.C. § 78o-11(e)(4)(B).
- Securitizer: 15 U.S.C. § 78o-11(a)(3).
Title X:
- Covered Persons/Non-depository Covered Persons: waiting to be defined under 12 U.S.C. § 5514(a)(2).
- Visitorial Authority/Powers: 12 C.F.R. § 7.4000.
- Federal Consumer Financial Laws: 12 U.S.C. § 5481(14)
Title XI:
- Credit facility: 31 U.S.C. § 714(f)(1)(A)
- Financial Institution: 12 U.S.C. § 5462(5)
- Insured Depository Institution: means any insured depository institution (as that term is defined in 12 U.S.C. § 1813(c)(2)) and any insured credit union (as that term is defined in 12 U.S.C. 1752).
- Insured Depository Institution Holding Company: 12 U.S.C. § 1813(w)(1)
Title XIV:
- Mortgage Originator: 12 C.F.R. § 610.102(b)
- Prime Offer Rate: 15 U.S.C. § 1639c(b)(2)(B)
Title XVI:
- Swap: 7 U.S.C. § 1a(47)
Terms Needing Plain Language Definitions
Title I:
- Contingent Capital
- Off Balance-Sheet Expenses
- Short-term Debt
- Credit Exposure
- Liquidity
- Parent Company
- Systemic Risk
Title II:
- Credit Exposure
- Investment Bank
- Counterparty
- Systemic Risk
Title III:
- Risk-based System
- Procyclical
- Dual Banking System (state and federal)
Title IV:
- Systemic Risk
- Counterparty
- Credit Exposure
Title V:
- Supervisory Authority (of an agency): [in this context, the authority to monitor, inspect, and examine agency’s health and compliance with laws]
- Surplus Lines Insurance
NAIC-accreditation: in the terms of the insurance industry, accreditation is a certification given to a state insurance department once it has demonstrated it has met and continues to meet an assortment of legal, financial and organizational standards as determined by a committee of its. NAIC provides a list of accredited states.
Title VI:
Capital Requirements:
Countercyclical:
Securities Lending Transaction:
Securities Borrowing Transaction:
Interest-Bearing Transaction Account:
Demand Deposit:
Title VII:
Foreign Exchange Future:
- Clearinghouse:
Title VIII:
- Systemic Risk:
Title XIV:
- Debt Acceleration:
- Mortgage Prepayment Fee:
- Mortgage Point:
- Impound Account:
Title XV:
- Core Deposit:
- Brokered Deposit:
Title XVI:
- Interest Rate Swap:
- Credit Default Swap:
- Interest Rate Cap:
- Interest Rate Floor:
- Commodity Swap:
- Equity Swap:
- Equity Index Swap:
- Securities Futures Contract:
- Option on Securities Futures Contract:
- Currency Swap:
- Basis Swap: